body {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: 16px;
	margin: 0;
	padding: 0;
	color: #FFFFFF;
	background-color: #DBE0F0;
}
h1,h2,h3,h4,h5,h6 {
	color: #0D1856;
}
h3 {
	font-size: 18px;
	line-height: 20px;
	margin: 0px;
	padding: 0px;
}
.tblBG {
	background-image: url(images/tblBG.jpg);
	background-repeat: repeat-y;
}
.tdBG {
	background-image: url(images/tdBG.jpg);
	background-repeat: repeat-y;
}
.header {
	background-image: url(images/topBG.jpg);
	background-repeat: no-repeat;
	background-position: top;
}
.main {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	line-height: 17px;
	background-color: #FFFFFF;
	padding-top: 30px;
	padding-right: 30px;
	padding-bottom: 15px;
	padding-left: 30px;
	color: #000000;
	text-align: left;
	background-image: url(images/watermark.jpg);
	background-repeat: no-repeat;
	background-position: center center;
}
.footer {
	font-size: 10px;
	line-height: 13px;
	background-image: url(images/btmBG.jpg);
	background-repeat: no-repeat;
	background-position: bottom;
	margin: 0px;
	height: 80px;
	padding-top: 5px;
	padding-bottom: 10px;
	text-align: center;
	color: #FFFFFF;
}
a {
	color: #DEC61C;
	text-decoration: none;
}
a:hover {
	text-decoration: underline;
}
.flashBG {
	height: 108px;
}
.toc {
	padding-top: 30px;
	padding-left: 12px;
}
.prefoot {
	height: 25px;
	font-size: 10px;
	text-align: center;
	vertical-align: middle;
	font-weight: bold;
	background-image: url(images/prefoot.jpg);
	background-repeat: no-repeat;
}
.txt9 {
	font-size: 9px;
}
a.red {
	color: #A0263F;
}
.yellowtxt {
	color: #FFCC00;
}
a.blue {
	color: #0D1856;
}
.newtopbg {
	background-image: url(images/newtop.jpg);
	background-repeat: no-repeat;
	background-position: top;
}
.mainPG {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	line-height: 17px;
	background-color: #FFFFFF;
	padding-top: 30px;
	padding-right: 10px;
	padding-bottom: 15px;
	padding-left: 30px;
	color: #000000;
	text-align: left;
	background-image: url(images/watermark.jpg);
	background-repeat: no-repeat;
	background-position: center center;
}
form {
	margin: 0px;
	padding: 0px;
}